Financially Empowered Women

The Financially Empowered Women podcast, hosted by Dionne Payn, tackles the shocking reality that 400,000 women in Australia are at risk of homelessness. The podcast dives into the barriers that lead to financial insecurity, aiming to give women the knowledge and tools they need to build a strong financial foundation. Featuring world-class experts, each episode provides practical, women-specific tips on topics such as negotiating a better salary, demystifying superannuation, and navigating divorce and separation while ensuring assets are distributed fairly. This podcast is designed to help women build a strong financial foundation, take control of their financial future and create lasting social change.

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  • Spotify

Episodes

Friday May 02, 2025

Have you ever felt like owning a home is out of reach? With rising property prices, confusing mortgage options, and financial barriers, it’s no surprise that many women feel overwhelmed by the idea of homeownership. But what if there was a way to navigate the process with confidence?
Women buying homes often face unique challenges, from lower average incomes to career breaks and limited access to financial education. Without the right information, it’s easy to believe that homeownership is impossible. But with the right knowledge, support, and financial planning, women can take control of their property journey. In this episode, mortgage broker and author Cara Julian shares how women can break through financial barriers, build confidence, and make informed decisions when purchasing property.
If you’ve ever felt like buying a home is too complicated, worried that you don’t earn enough, or struggled to understand the mortgage process, this episode is made for you.
Press play now to learn how women buying homes can gain financial clarity and take practical steps towards homeownership.
In this episode, you will: ✅ Learn why women buying homes need to approach the process differently and how to plan financially. ✅ Discover how mortgage brokers can help women secure better home loan options. ✅ Understand the common mistakes women make when buying property and how to avoid them.
Cara Julian is a mission-driven mortgage broker and the founder of Brava Finance, dedicated to helping women gain financial confidence and achieve homeownership. After experiencing financial uncertainty post-divorce, she committed to empowering women with the knowledge and tools they need to navigate the home-buying process with clarity. Cara is also the author of Why You Should Date Your Bank and Not Marry Them, a practical guide to mortgages and financial independence, designed to help women make smarter financial choices.
Resources & Links:
🌎 Website: www.bravafinance.com.au 📘 Book: Why You Should Date Your Bank and Not Marry Them – Get a free copy using the code FREEBOOK at checkout.  https://www.bravafinance.com.au 📱 Instagram: https://www.instagram.com/bravafinance
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Apr 25, 2025

Have you ever felt like no matter how much you earn, you never feel truly in control of your finances? What if the key to building wealth wasn’t just about budgeting and saving, but about changing the way you think and feel about money?
Many women struggle with financial confidence, often carrying money habits and beliefs from childhood that no longer serve them. Whether it’s feeling guilty about spending, being afraid to invest, or believing that financial security is out of reach, mindset plays a massive role in financial success. Developing a strong money mindset for women can be the difference between financial stress and financial freedom. In this episode, Gemma Mitchell shares how women can break free from limiting beliefs, take control of their money, and create a financial future that aligns with their values.
If you’ve ever felt stuck in negative money habits, overwhelmed by financial decisions, or unsure of how to build wealth on your own terms, this episode is made for you.
Press play now to learn how shifting your money mindset for women can help you create financial confidence and long-term security.
In this episode, you will:✅ Learn how your early experiences shape your money mindset for women and influence financial decisions.✅ Discover practical ways to break free from limiting beliefs and develop healthier financial habits.✅ Explore how financial literacy and emotional awareness can help women build long-term wealth.
Gemma Mitchell is a financial adviser, wealth coach, and financial literacy advocate with over two decades of experience in finance. Passionate about making financial education accessible, she helps women build confidence, make informed decisions, and take control of their financial future. Gemma is also a host of The Australian Finance Podcast, one of Australia’s largest business and finance shows, where she shares practical strategies for managing money at every stage of life.
Resources & Links:
🌎 Website: www.gemmamitchell.com.au📱 Instagram: https://www.instagram.com/gemmamitchell.finance
🎧 Podcast: The Australian Podcast - https://www.raskmedia.com.au/podcasts/australian-finance-podcast
📖 Pre-order her book: The Money Reset – Take Control of Your Money & Live with Intention - https://www.amazon.com.au/Money-Reset-Take-Control-Your/dp/1394346166
🎓 Enrol in Gemma’s Psychology of Money course for free - https://education.rask.com.au/courses/psychology-money-course/
 
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Apr 18, 2025

Have you ever wondered why some people seem to manage money effortlessly while others struggle no matter how much they earn? What if your financial situation had less to do with income and more to do with your mindset?
Many women unknowingly carry limiting beliefs about money that were shaped in childhood—beliefs that can hold them back from financial security and wealth-building. Whether it’s feeling guilty about spending, believing money is hard to come by, or avoiding financial decisions altogether, these subconscious stories shape financial habits. Developing a strong money mindset for women is essential for breaking free from these patterns and creating a healthy, confident relationship with money. In this episode, Suzanne Alexander explains how early money beliefs influence financial behaviour and how women can rewrite their money story to achieve long-term financial wellbeing.
If you’ve ever felt stuck in negative financial habits, struggled with money-related stress, or found yourself self-sabotaging when it comes to wealth-building, this episode is made for you.
Press play now to learn how shifting your money mindset for women can empower you to make better financial decisions and create a future of abundance.
In this episode, you will:✅ Learn how your money mindset for women is shaped by early experiences and subconscious beliefs.✅ Discover practical ways to identify and reframe limiting beliefs that are holding you back.✅ Understand how emotional patterns influence financial decisions and how to build confidence with money.
Suzanne Alexander is a Certified Money Coach, Money Mentor, and Educator, as well as the Founder of Mindful Finances. With nearly two decades of experience in finance, Suzanne specialises in helping women uncover their money stories, overcome financial overwhelm, and establish strong financial foundations. Her approach blends financial education with mindset coaching, empowering women to take control of their finances and build lasting financial wellbeing.
Resources:
🌎 Website: www.mindfulfinances.com.au📱 Instagram: https://www.instagram.com/mindful_finances/📘 Facebook: Suzanne Alexander Coaching - https://www.facebook.com/suzannealexandercoach/🔗 LinkedIn: Suzanne Alexander - https://www.linkedin.com/in/suzanne-alexander-42a6788/
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Apr 11, 2025

What if financial freedom wasn’t about earning more, but about knowing how to make the most of what you have? Many women feel like they need to work harder or wait for the perfect moment to get their finances in order—but what if the real secret was in preparation and mindset?
Financial freedom for women starts with financial confidence, not just numbers in a bank account. Too often, women are left out of key financial conversations, inherit limiting money beliefs, or simply feel overwhelmed by where to begin. But with the right financial knowledge, planning, and a shift in mindset, women can take control of their financial futures and build lasting wealth. In this episode, Chelsea Williams explains why women must be proactive about their money, how financial literacy can empower them, and why preparation is the key to success.
If you’ve ever felt like financial security is something other people achieve but not you, if you’ve been waiting for “the right time” to start investing in your future, or if you wish you felt more confident about managing money, this episode is made for you.
Press play now to discover why financial freedom for women is all about preparation, self-trust, and knowing your worth.
In this episode, you will:✅ Learn why financial freedom for women isn’t just about wealth—it’s about financial literacy, preparation, and making informed choices.✅ Discover how history has shaped women’s financial roles and why it’s time to take control.✅ Understand why small financial habits today can create long-term stability and independence.
Chelsea Williams is a Certified Financial Expert, Speaker, and Founder of Money Mastery, an agency dedicated to helping women break financial barriers and build sustainable wealth. With a background in accounting and finance, she has worked as a CFO and now focuses on empowering women through financial education. Chelsea believes that financial freedom for women isn’t about luck—it’s about making smart decisions, understanding opportunities, and preparing for long-term success.
Resources & Links:
🌎 Website: www.moneymastery.work🎙️ Podcast: Always and Never About the Money - https://open.spotify.com/show/6hUSuX7nv33Mg1EQpwmkYj📱 Instagram: https://www.instagram.com/chelseamwilliams
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Monday Apr 07, 2025

Losing a partner—whether through divorce or widowhood—can be one of the most overwhelming financial transitions a woman faces. Suddenly, the future feels uncertain, and many women are left wondering, “Will I be okay financially?”
Financial security after divorce isn’t just about having money in the bank—it’s about knowing how to manage your finances, build a safety net, and make smart financial decisions that set you up for long-term stability. Many women struggle with navigating this transition, facing fears of running out of money, making poor investment choices, or simply not knowing where to begin. In this episode, financial advisor and TEDx speaker Paula Harris shares her expertise on how women can regain confidence, take control of their finances, and secure their future after a major life change.
If you’ve ever felt lost after a financial transition, worried about making the right decisions, or unsure of how to build a strong financial foundation on your own, this episode is made for you.
Press play now to learn how financial security after divorce starts with knowledge, preparation, and a strong support system.
In this episode, you will:✅ Learn why financial security after divorce requires both mindset shifts and practical financial strategies.✅ Discover how to create a personal “board of advisors” to guide your financial decisions.✅ Understand how to build financial resilience and avoid common financial pitfalls after a major life transition.
Paula Harris is a TEDx speaker, financial advisor, and co-founder of WH Cornerstone Investments. With over 20 years of experience, she specialises in helping widows and women regain financial confidence after major life changes. Through her expertise, she empowers women to take control of their financial future, build wealth, and make informed decisions. Paula is passionate about helping women move from financial uncertainty to security, ensuring they have the tools and knowledge to live abundantly.
Resources & Links
🌎 Website: www.whcornerstone.com📱 Instagram:https://www.instagram.com/whcornerstone/📘 LinkedIn: Paula Harris - https://www.linkedin.com/in/paulaharris/🎤 TEDx Talk: Low Tech Love – The Power of the Handwritten Note – Watch here --> https://whcornerstone.com/paula-harris
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Mar 28, 2025

Have you ever wondered if you’re doing enough to prepare for retirement? Many women put off thinking about their superannuation, only to realise later in life that they’re facing a significant shortfall. But what if you could take small steps now to secure your future?
Superannuation is often an afterthought, especially for women who take career breaks, work part-time, or prioritise immediate financial responsibilities. Yet, having a solid super plan can mean the difference between struggling in retirement or having the freedom to live on your terms. In this episode, financial journalist and author Julia Newbould shares why women and superannuation is a topic we can’t afford to ignore. She explains the key mistakes many women make, how to take control of your retirement savings, and why financial confidence starts with knowledge.
If you think superannuation is something you’ll “figure out later,” or if you’ve ever worried about not having enough savings to retire comfortably, this episode is made for you.
Press play now to learn how small changes today can make a big impact on your financial future.
In this episode, you will:✅ Learn why women and superannuation is a critical issue for financial security.✅ Discover practical strategies to grow your super, even if you’ve had career breaks.✅ Understand how financial literacy can help you make informed retirement decisions.
Julia Newbould is a financial journalist, editor, and author with a passion for making finance accessible. She co-authored The Joy of Money to help women take control of their financial futures and navigate the complexities of superannuation, investing, and financial planning. As a former editor of Money Magazine and a leading voice in financial education, Julia works to empower women with the knowledge they need to make confident financial decisions.
Resources & Links:
🌎 Website: www.thestellanetwork.com📘 LinkedIn: https://www.linkedin.com/in/julia-newbould-44454712/📚 Book: The Joy of Money – https://www.amazon.com/The-Joy-of-Money/dp/192586569X
🎙️Podcast: https://www.moneymag.com.au/friends-with-money-women-iwd
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Mar 21, 2025

Do you feel like debt is holding you back from the life you want? Whether it’s student loans, credit cards, or mortgages, many women find themselves trapped in a cycle of repayments, struggling to get ahead financially. But what if you could take control of your debt and build a future of financial freedom?
Women and debt is a topic that isn’t talked about enough, yet so many women feel the weight of financial stress. Between pay gaps, career breaks, and the rising cost of living, it’s no surprise that women often carry more financial burdens. In this episode, financial educator Bernadette Joy shares how she paid off $300,000 in debt in just three years, the mindset shifts that helped her succeed, and the practical steps any woman can take to break free from debt and build lasting wealth.
If you’ve ever felt overwhelmed by debt, believed that financial freedom was impossible, or struggled to figure out where to start, this episode is made for you.
Press play now to learn how women and debt don’t have to be a lifelong struggle—and how you can take back control of your money today.
In this episode, you will: ✅ Learn how Bernadette Joy eliminated six figures of debt and how you can apply her strategy. ✅ Discover the emotional impact of debt and how to shift your mindset towards financial freedom. ✅ Understand the biggest mistakes women make when managing debt and how to avoid them.
Bernadette Joy is a financial educator, speaker, and the founder of Crush Your Money Goals, a platform dedicated to helping women take control of their finances. After paying off $300,000 in debt, she became passionate about teaching others how to achieve financial freedom through mindset shifts and smart money management. Bernadette has been featured on major platforms like CNBC and Good Morning America, inspiring women to build wealth without fear.
Resources & Links:
🌎 Website: www.crushyourmoneygoals.com 📱 Instagram: https://www.instagram.com/bernadebtjoy
📘 LinkedIn: https://www.linkedin.com/in/bernadettejoy
🎙️ Podcast: Crush Your Money Goals - https://podcasts.apple.com/us/podcast/crush-your-money-goals/id1422564669
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Mar 14, 2025

Have you ever dreamed of owning your own home but felt overwhelmed by the process? With rising house prices, complex mortgage options, and the challenge of saving for a deposit, it’s no surprise that many women feel homeownership is out of reach. But what if there were ways to make it more achievable?
Women buying homes face unique financial challenges, from lower lifetime earnings to career breaks that impact savings and borrowing power. Yet, with the right financial knowledge and guidance, homeownership can be a powerful tool for long-term security and independence. In this episode, mortgage broker and financial mentor Teressa Fisk shares expert insights on navigating the home-buying process, securing finance, and making informed decisions about property ownership. She also highlights alternative building methods, such as modular housing, which can offer affordable and flexible solutions.
If you feel like buying a home is impossible, have struggled with saving for a deposit, or don’t know where to start with mortgages, this episode is made for you.
Press play now to learn how women buying homes can take control of their financial future and secure a place of their own.
In this episode, you will:
✅ Learn why women buying homes need to be financially prepared and how to strengthen your mortgage application.✅ Discover the benefits of modular housing and how to finance these types of properties.✅ Understand how financial literacy can empower women to make confident property decisions.
Teressa Fisk is a Senior Finance Broker and Business Mentor with over 25 years of experience in finance and business management. Passionate about empowering women on their financial journey, she specialises in helping clients navigate the mortgage process, plan for homeownership, and build financial independence—especially after life changes such as separation. Teressa is also an advocate for modular housing as an affordable and flexible option for those looking to enter the property market.
Resources & Links:
🌎 Website: www.yourfinancebroker.co📘Facebook: https://www.facebook.com/TeressaFiskAussieMortgageBroker/
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Mar 07, 2025

Have you ever spoken up in a meeting and been labelled as aggressive while a male colleague was praised for being assertive? Many women face this exact challenge when navigating leadership and workplace dynamics. But what if the key to career success wasn’t about working harder but about playing a different game altogether?
For too long, workplace structures have been designed with men in mind, leaving women to navigate a system that often penalises them for the same behaviours that are rewarded in their male counterparts. Career progression for women isn’t just about developing skills—it’s about understanding the unspoken rules of the workplace and learning how to turn challenges into opportunities. In this episode, Anneli Blundell shares insights from her book The Gender Penalty, revealing why women’s leadership potential is often judged differently and how they can break through barriers to get ahead.
If you’ve ever felt overlooked for a promotion, struggled with workplace biases, or hesitated to assert yourself for fear of backlash, this episode is made for you.
Press play now to learn how understanding the dynamics of career progression for women can help you navigate workplace challenges with confidence and clarity.
In this episode, you will:✅ Learn how career progression for women is shaped by workplace biases and the ‘gender penalty.’✅ Discover strategies for navigating leadership roles without changing who you are.✅ Understand how to negotiate effectively and overcome the barriers holding women back.
Anneli Blundell is an expert in communication dynamics and workplace leadership, helping women get heard, gain influence, and succeed in male-dominated environments. As the author of The Gender Penalty, she explores the hidden obstacles women face in their careers and how they can turn them into opportunities. Anneli is an award-winning speaker, executive coach, and behavioural expert dedicated to helping women take control of their professional success.
Resources & Links:
🌎 Website: www.anneliblundell.com📘 LinkedIn:https://www.linkedin.com/in/anneliblundell/
📚 Book: The Gender Penalty – https://anneliblundell.com/books
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Feb 28, 2025

Have you ever felt like no matter how much you earn, you’re stuck in a cycle of financial stress and scarcity? What if shifting the way you think about money could change everything?
Many women struggle with limiting beliefs around money, often shaped by societal norms, family conditioning, or past financial struggles. However, developing a strong money mindset for women is one of the most powerful ways to break free from financial insecurity and start building wealth. In this episode, Carrie Bradley shares how she transformed her financial situation through mindset work, allowing her to rebuild after divorce, grow her investments, and achieve financial independence in just four years.
If you’ve ever felt like financial freedom is out of reach, or you struggle with guilt, fear, or doubt when it comes to managing your money, this episode is made for you.
Press play now to discover how shifting your money mindset for women can open doors to financial security, confidence, and abundance.
In this episode, you will:✅ Learn how Carrie Bradley used mindset shifts to go from financial uncertainty to wealth.✅ Discover how to break free from limiting beliefs and cultivate financial confidence.✅ Explore strategies to create a money mindset for women that supports long-term success.
 
Carrie Bradley is an author, national speaker, and international mindset and strategy coach dedicated to empowering women with money. She began her investing career at just 17 years old, growing her net worth to over $700K through the stock market, venture capitalism, and real estate. As a single mother of two boys, she now focuses her work on fighting financial inequality by providing women with actionable resources to improve their financial situations. Carrie has helped hundreds of women negotiate their salaries, pay off debt, build savings, and grow their wealth and legacies. She brings a unique, feminine approach to wealth-building—one that emphasises pleasure and mindset to accelerate financial freedom.
 
Resources & Links
🌎Website: www.carriebradley.com📱 Instagram: https://www.instagram.com/carriebradleycoaching📘 Facebook:https://www.facebook.com/carrie.doan
📖 Book: Dare to Desire – Available on Amazon - https://www.amazon.com/Dare-Desire-Womans-Journey-Freedom/dp/B0DQ1CBC15/
 
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
 
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

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