Financially Empowered Women

The Financially Empowered Women podcast, hosted by Dionne Payn, tackles the shocking reality that 400,000 women in Australia are at risk of homelessness. The podcast dives into the barriers that lead to financial insecurity, aiming to give women the knowledge and tools they need to build a strong financial foundation. Featuring world-class experts, each episode provides practical, women-specific tips on topics such as negotiating a better salary, demystifying superannuation, and navigating divorce and separation while ensuring assets are distributed fairly. This podcast is designed to help women build a strong financial foundation, take control of their financial future and create lasting social change.

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Episodes

3 days ago

Have you ever wondered if you’re doing enough to prepare for retirement? Many women put off thinking about their superannuation, only to realise later in life that they’re facing a significant shortfall. But what if you could take small steps now to secure your future?
Superannuation is often an afterthought, especially for women who take career breaks, work part-time, or prioritise immediate financial responsibilities. Yet, having a solid super plan can mean the difference between struggling in retirement or having the freedom to live on your terms. In this episode, financial journalist and author Julia Newbould shares why women and superannuation is a topic we can’t afford to ignore. She explains the key mistakes many women make, how to take control of your retirement savings, and why financial confidence starts with knowledge.
If you think superannuation is something you’ll “figure out later,” or if you’ve ever worried about not having enough savings to retire comfortably, this episode is made for you.
Press play now to learn how small changes today can make a big impact on your financial future.
In this episode, you will:✅ Learn why women and superannuation is a critical issue for financial security.✅ Discover practical strategies to grow your super, even if you’ve had career breaks.✅ Understand how financial literacy can help you make informed retirement decisions.
Julia Newbould is a financial journalist, editor, and author with a passion for making finance accessible. She co-authored The Joy of Money to help women take control of their financial futures and navigate the complexities of superannuation, investing, and financial planning. As a former editor of Money Magazine and a leading voice in financial education, Julia works to empower women with the knowledge they need to make confident financial decisions.
Resources & Links:
🌎 Website: www.thestellanetwork.com📘 LinkedIn: Julia Newbould📚 Book: The Joy of Money – https://www.amazon.com/The-Joy-of-Money/dp/192586569X
🎙️Podcast: https://www.moneymag.com.au/friends-with-money-women-iwd
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Mar 21, 2025

Do you feel like debt is holding you back from the life you want? Whether it’s student loans, credit cards, or mortgages, many women find themselves trapped in a cycle of repayments, struggling to get ahead financially. But what if you could take control of your debt and build a future of financial freedom?
Women and debt is a topic that isn’t talked about enough, yet so many women feel the weight of financial stress. Between pay gaps, career breaks, and the rising cost of living, it’s no surprise that women often carry more financial burdens. In this episode, financial educator Bernadette Joy shares how she paid off $300,000 in debt in just three years, the mindset shifts that helped her succeed, and the practical steps any woman can take to break free from debt and build lasting wealth.
If you’ve ever felt overwhelmed by debt, believed that financial freedom was impossible, or struggled to figure out where to start, this episode is made for you.
Press play now to learn how women and debt don’t have to be a lifelong struggle—and how you can take back control of your money today.
In this episode, you will: ✅ Learn how Bernadette Joy eliminated six figures of debt and how you can apply her strategy. ✅ Discover the emotional impact of debt and how to shift your mindset towards financial freedom. ✅ Understand the biggest mistakes women make when managing debt and how to avoid them.
Bernadette Joy is a financial educator, speaker, and the founder of Crush Your Money Goals, a platform dedicated to helping women take control of their finances. After paying off $300,000 in debt, she became passionate about teaching others how to achieve financial freedom through mindset shifts and smart money management. Bernadette has been featured on major platforms like CNBC and Good Morning America, inspiring women to build wealth without fear.
Resources & Links:
🌎 Website: www.crushyourmoneygoals.com 📱 Instagram: @bernadebtjoy
📘 LinkedIn: Bernadette Joy
🎙️ Podcast: Crush Your Money Goals
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Mar 14, 2025

Have you ever dreamed of owning your own home but felt overwhelmed by the process? With rising house prices, complex mortgage options, and the challenge of saving for a deposit, it’s no surprise that many women feel homeownership is out of reach. But what if there were ways to make it more achievable?
Women buying homes face unique financial challenges, from lower lifetime earnings to career breaks that impact savings and borrowing power. Yet, with the right financial knowledge and guidance, homeownership can be a powerful tool for long-term security and independence. In this episode, mortgage broker and financial mentor Teressa Fisk shares expert insights on navigating the home-buying process, securing finance, and making informed decisions about property ownership. She also highlights alternative building methods, such as modular housing, which can offer affordable and flexible solutions.
If you feel like buying a home is impossible, have struggled with saving for a deposit, or don’t know where to start with mortgages, this episode is made for you.
Press play now to learn how women buying homes can take control of their financial future and secure a place of their own.
In this episode, you will:
✅ Learn why women buying homes need to be financially prepared and how to strengthen your mortgage application.✅ Discover the benefits of modular housing and how to finance these types of properties.✅ Understand how financial literacy can empower women to make confident property decisions.
Teressa Fisk is a Senior Finance Broker and Business Mentor with over 25 years of experience in finance and business management. Passionate about empowering women on their financial journey, she specialises in helping clients navigate the mortgage process, plan for homeownership, and build financial independence—especially after life changes such as separation. Teressa is also an advocate for modular housing as an affordable and flexible option for those looking to enter the property market.
Resources & Links:
🌎 Website: www.yourfinancebroker.co📘 Facebook: Teressa Fisk - Mortgage Broker
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Mar 07, 2025

Have you ever spoken up in a meeting and been labelled as aggressive while a male colleague was praised for being assertive? Many women face this exact challenge when navigating leadership and workplace dynamics. But what if the key to career success wasn’t about working harder but about playing a different game altogether?
For too long, workplace structures have been designed with men in mind, leaving women to navigate a system that often penalises them for the same behaviours that are rewarded in their male counterparts. Career progression for women isn’t just about developing skills—it’s about understanding the unspoken rules of the workplace and learning how to turn challenges into opportunities. In this episode, Anneli Blundell shares insights from her book The Gender Penalty, revealing why women’s leadership potential is often judged differently and how they can break through barriers to get ahead.
If you’ve ever felt overlooked for a promotion, struggled with workplace biases, or hesitated to assert yourself for fear of backlash, this episode is made for you.
Press play now to learn how understanding the dynamics of career progression for women can help you navigate workplace challenges with confidence and clarity.
In this episode, you will:✅ Learn how career progression for women is shaped by workplace biases and the ‘gender penalty.’✅ Discover strategies for navigating leadership roles without changing who you are.✅ Understand how to negotiate effectively and overcome the barriers holding women back.
Anneli Blundell is an expert in communication dynamics and workplace leadership, helping women get heard, gain influence, and succeed in male-dominated environments. As the author of The Gender Penalty, she explores the hidden obstacles women face in their careers and how they can turn them into opportunities. Anneli is an award-winning speaker, executive coach, and behavioural expert dedicated to helping women take control of their professional success.
Resources & Links:
🌎 Website: www.anneliblundell.com📘 LinkedIn: Anneli Blundell📚 Book: The Gender Penalty – Get your copy here
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Feb 28, 2025

Have you ever felt like no matter how much you earn, you’re stuck in a cycle of financial stress and scarcity? What if shifting the way you think about money could change everything?
Many women struggle with limiting beliefs around money, often shaped by societal norms, family conditioning, or past financial struggles. However, developing a strong money mindset for women is one of the most powerful ways to break free from financial insecurity and start building wealth. In this episode, Carrie Bradley shares how she transformed her financial situation through mindset work, allowing her to rebuild after divorce, grow her investments, and achieve financial independence in just four years.
If you’ve ever felt like financial freedom is out of reach, or you struggle with guilt, fear, or doubt when it comes to managing your money, this episode is made for you.
Press play now to discover how shifting your money mindset for women can open doors to financial security, confidence, and abundance.
In this episode, you will:✅ Learn how Carrie Bradley used mindset shifts to go from financial uncertainty to wealth.✅ Discover how to break free from limiting beliefs and cultivate financial confidence.✅ Explore strategies to create a money mindset for women that supports long-term success.
 
Carrie Bradley is an author, national speaker, and international mindset and strategy coach dedicated to empowering women with money. She began her investing career at just 17 years old, growing her net worth to over $700K through the stock market, venture capitalism, and real estate. As a single mother of two boys, she now focuses her work on fighting financial inequality by providing women with actionable resources to improve their financial situations. Carrie has helped hundreds of women negotiate their salaries, pay off debt, build savings, and grow their wealth and legacies. She brings a unique, feminine approach to wealth-building—one that emphasises pleasure and mindset to accelerate financial freedom.
 
Resources & Links
🌎Website: www.carriebradley.com📱 Instagram: @carriebradleycoaching📘 Facebook: Carrie Bradley Coaching📖 Book: Dare to Desire – Available on Amazon
 
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
 
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com

Friday Feb 21, 2025

Have you ever felt like your financial choices were limited by a mortgage, debt, or the pressure to follow the traditional path of homeownership? What if there was another way—one that gave you the freedom to design a life that truly aligns with your values?
Many women find themselves working long hours just to keep up with rising home costs, sacrificing their dreams for financial security. But what if breaking free from conventional homeownership could actually unlock greater financial freedom for women? In this episode, financial planner Laura Lynch shares how downsizing to a tiny home transformed her finances, career, and overall quality of life. She reveals why rethinking housing can be a powerful step toward independence and how alternative living can help women take control of their future.
If you feel stuck in the cycle of earning just to cover housing costs, or if you dream of having more financial flexibility to live life on your terms, this episode is made for you.
Press play now to explore how reimagining homeownership can be a game-changer for financial freedom for women.
In this episode, you will:
✅ Learn how Laura Lynch transitioned from corporate finance to financial independence through tiny house living.
✅ Discover the hidden costs of traditional homeownership and why it may not be the best wealth-building tool.
✅ Explore creative and alternative living solutions to gain financial flexibility and freedom.
 
Laura Lynch is a Certified Financial Planner (CFP) and founder of The Tiny House Advisor, where she helps people explore alternative living arrangements to achieve financial freedom. After years in corporate finance, she made the bold move to downsize into a tiny home, aligning her lifestyle with her values while launching her own financial advisory firm. Now, she guides others looking to escape the mortgage trap and live life on their own terms.
Resources & Links
🔗 Website🔗 LinkedIn
🎙️ Podcast: Less House, More Moola📖 Article: "Less House, More Moola" Episode 81
 
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
 
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com
 
"I wanted to be mortgage-free, debt-free, and have true autonomy—why wait until retirement to live the life you want?" – Laura Lynch

Friday Feb 14, 2025

When a marriage ends, the emotional toll can be overwhelming—but what about the financial impact? Many women find themselves facing an uncertain future, unsure of how to rebuild their finances or regain control over their financial independence. Without proper support and knowledge, financial security after divorce can feel like an uphill battle.
Amanda Cassar has dedicated her career to helping people navigate financial vulnerability and overcome financial abuse. As a globally recognised financial expert, she understands the challenges women face when leaving a financially controlling relationship or trying to secure their financial future post-divorce. In this episode, Amanda shares the warning signs of financial abuse, practical steps for rebuilding wealth, and how to ensure long-term financial security after divorce.
If you feel trapped in a relationship because of money, if you’ve experienced financial abuse and are unsure how to move forward, or if you want to regain financial stability and independence, this episode is made for you.
Press play now to gain the knowledge and confidence to take back control of your finances and build a secure future.
In this episode, you will:✅ Learn how to recognise financial abuse and take steps to regain control over your money.✅ Discover key strategies to rebuild your finances and create financial security after divorce.✅ Explore ways to prevent financial vulnerability and maintain independence in relationships.
 
Amanda Cassar is a globally recognised financial expert, author, and advocate for vulnerable clients. As the founder of two thriving businesses and the creator of the Financial Abuse Specialist™ course, she has equipped professionals worldwide with tools to combat financial abuse and empower clients. With expertise in financial planning, aged care, and superannuation, Amanda is passionate about ensuring people—especially women—can secure their financial future and break free from financial control.
Resources & Links
🔗 Website: www.amandacassar.com.au🔗 LinkedIn: Amanda Cassar🔗 Instagram & X: @financechicks🔗 Facebook: Amanda M Cassar
📖 Amanda’s Book: Financial Secrets Revealed – Available on Amazon
 
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
 
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com
 
"Financial independence isn’t about how much you earn—it’s about the choices you can make with confidence." – Amanda Cassar

Friday Feb 07, 2025

Have you ever felt like you’re doing everything right in your job, but you’re still not moving forward? What if the key to unlocking new opportunities and higher pay wasn’t about working harder—but about asking for what you truly deserve?
Many women struggle with self-advocacy in the workplace, staying in roles that no longer serve them or settling for salaries below their worth. The truth is, career progression for women often comes down to confidence, negotiation, and recognising your value. In this episode, Wendy Alexander shares her personal journey from financial hardship to career success, offering practical strategies to help women take control of their careers, break through workplace barriers, and create opportunities on their own terms.
If you’ve ever felt stuck in a job that no longer fulfils you, struggled to negotiate your worth, or hesitated to ask for a promotion, this episode is made for you.
Press play now to discover how career progression for women can be transformed through mindset shifts, negotiation tactics, and strategic career planning.
In this episode, you will:✅ Learn how Wendy Alexander turned personal setbacks into career success.✅ Discover the key strategies for negotiating higher pay and better work conditions.✅ Explore how career progression for women can be accelerated by leveraging skills, confidence, and self-worth.
Wendy Alexander is an Interview and Career Coach who helps midlife and menopausal women ditch the “good, secure job” narrative to claim their dream careers. Drawing from her own experiences of financial and emotional hardship, Wendy now teaches women how to negotiate their worth, present with confidence, and break through career stagnation. She provides actionable strategies for women to redefine success, navigate workplace challenges, and build fulfilling careers on their own terms.
Resources & Links
🌎 Website: www.happycareerhub.com
📘 LinkedIn: Wendy A Alexander
🎧 Featured Podcast: Upgrading Your Midlife Career
📚 Book: Internal Uprising – Get your copy here
 
Financially Empowered Women Podcast
The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions – helping them break financial barriers, build wealth, and invest in social change.
Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen.
 
Next Steps
Join the community for free resources to help you take control of your financial future at www.women4homes.com
 

Thursday Jan 23, 2025

In this episode, we explore the inspiration behind the Financially Empowered Women podcast, the systemic challenges that are causing the rise of homelessness among women over 55, and how financial education tailored for women can be a key to solving this crisis. We share some of the topics we will cover over the next episodes of the podcast to help you increase your financial know how, and give you practical and women specific tips to overcome financial challenges that you might be facing.

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